Here are the top 20 stocks in my Dividend Portfolio as of 11/30/11 ranked by size of holdings.

1. Kinder Morgan Energy (KMP) USA
2. DCP Midstream Partners (DPM) USA
3. ONEOK, Inc. (OKE) USA
4. Abbott Labs (ABT) USA
5. Johnson & Johnson (JNJ) USA
6. Procter & Gamble (PG) USA
7. PepsiCo (PEP) USA
8. General Electric Company (GE) USA
9. Exxon Mobil (XOM) USA
10. Unilever NV (UN) Netherlands
11. GlaxoSmithKline (GSK) UK
12. Becton, Dickinson and Co (BDX) USA
13. Barclays PLC (BCS) UK
14. Aircastle Limited (AYR) USA
15. Intel (INTC) USA
16. Pfizer (PFE) USA
17. Newell Rubbermaid (NWL) USA
18. CommonWealth REIT (CWH) USA
19. Banco Santander (STD) Spain
20. Duke Energy (DUK) USA

Here are the top 20 holdings of the Vanguard High Dividend Yield ETF (VYM) as of 9/ 30/11. The Fund consists of stocks that are characterized by higher-than-average dividend yields, and is based on the U.S. component of the FTSE Global Equity Index Series (GEIS). Real estate investment trusts (REITs), whose income generally do not qualify for favorable tax treatment as qualified dividend income (QDI) are removed, as are stocks that have not paid a dividend during the previous 12 months.

1. Exxon Mobil Corporation (XOM) USA
2. Microsoft (MSFT) USA
3. Chevron (CVX) USA
4. Johnson & Johnson (JNJ) USA
5. Procter & Gamble (PG) USA
6. AT&T (T) USA
7. General Electric Company (GE) USA
8. Coca-Cola (KO) USA
9. Pfizer (PFE) USA
10. Walmart (WMT) USA
11. Intel (INTC) USA
12. Philip Morris International (PM) USA
13. Verizon (VZ) USA
14. Merck (MRK) USA
15. Pepsico (PEP) USA
16. McDonald's (MCD) USA
17. ConocoPhillips (COP) USA
18. Abbott Labs (ABT) USA
19. United Technologies (UTX) USA
20. Kraft (KFT) USA

I have been building a stock portfolio of dividend stocks outside of my retirement accounts that I will use to help produce income in retirement. This portfolio was valued at $135,803 as of the end of November.

My Annualized Dividend Income as of the end of November increased to $6,317 from $6,279 over the past month. This means my dividend stocks will pay $6,317 in dividends over the next 12 months. This portfolio of stocks has a current yield of 4.65%.

All my dividend distributions from the month went toward paying down debt. The stock market was up for the month and we continue to see companies increasing their dividends this year.

Most of my stocks are held in my new Vanguard Brokerage account and the rest are DRIPs. I am keeping track of the amount of income I could receive once I retire or choose to receive the dividends in cash.

I will post my Top 20 Stock Holdings on Wednesday.

As of the end of November our Net Worth decreased to $928,483 from $934,004 for the month which is a 0.52% decrease. The decrease in net worth is tied to the decrease in the stock market for the month. The S&P 500 was down 0.22% for the month of November.

The breakout is as follows:
ASSETS
Retirement Accounts $479,878
Taxable Accounts $135,803
Cash $30,276
Home $205,000

Other Real Estate $137,500
Cars $18,900
Personal Property $3,000
Kids 529 Accounts $41,591

DEBT

Other Mortgage $110,942

Car Loan $11,123

Credit Card $1,400

NET WORTH

$928,483

Here is the summary for this month:

The stock market was down for the month of November. The S&P 500 was down 0.22% for the month and that accounted for most of our decrease in value.

We now have $1,400 in credit card debt that is interest free for 12 months. The money was used to furnish our new investment condo. We will continue to use our other credit cards for rewards but payoff the balances each month. All dividends received this month went toward paying down debt.

We also have a car loan for $11,123 since we purchased a new car.

We will be paying down debt and trying to building up our cash over the next few months to increase our cash reserves. You can click on my Net Worth graph on the right to see the changes in each category from the previous month. We continue to fund our Roth IRA's each month.

I will post my Dividend Income Update on Tuesday.